Drain the black beans and pour into a microwave safe container, Microwave for 30 seconds to soften.
Add all the ingredients to a food processor. If you don’t have a food processor, you can use a blender. With a blender, it will become completely smooth like hummus without any chunkiness.
Pulse for 10 seconds at a time. Add in 1 tbsp of water as needed to allow the dip to blend. I usually add up to 4 tbsp. Remember, you want the dip to remain thick and creamy.
To serve cold, just garnish with chopped tomatoes, chopped jalapenos, chopped cilantro and cotija cheese. To serve warm, microwave of bake until warm. Garnish and serve with chips!